Fee Schedule

All Accounts

Account Research Fee – $6.00 per hour

Dormant Fee (No Activity for 12 months) – $5.00 a month

Late Fee on Loans – $29.00

Legal Process Fee -

• $84.00 for Garnishment
• $53.00 for Judgement
• 25% Attorney Fees

Title Transfer Fee -$10.00

Duplicate Title Fee – $10.00

Stop Payment Fee – $25.00

Statement Copy Fee – $1.00 per copy (per item)

Deposit Item Return-$15.00

Original Copy Draft-$10.00

ACH Return Insufficient Funds-$35.00

Clear Draft from Savings-$10.00

Courtesy Pay Fee-$35.00

VISA Check  Card Application Fee – $5.00

Visa Check Card Replacement- $10.00

Replacement Pin for Debit Card-$5.00

Check Cashing Fee (Free with Direct Deposit) – $5.00

Shares

Excess withdrawal fee of 35.00 per transaction after 6 transactions

Investment Clubs

Christmas Club Account Withdrawal Fee – $10.00  for a withdrawal, other than the automatic withdrawal date ( Nov. 1 )

Vacation Club Account Withdrawal Fee – $10.o0 for a withdrawal other than the automatic withdrawal date (June 1)

ATM

ATM Withdrawal Transfer Fee (if not Richmond Heritage ATM) – $1.00

Membership

Membership Share – $5.00 per value

Membership Fee – $5.00