Rates Schedule
Share Rates
- $50.00 – 999.99 – .05%
- $1,000.00 – $4999.99 – .05%
- $5,000.00 – $9,999.99 – .05%
- $10,000.00 – and above – .10%
Clubs
Vacation Club – .05%
Christmas Club – .05%
Share Certificates (CD’s)
06 months 0.35% – 0.35% APY
12 months 0.75% – 0.75% APY
(minimum deposit $2000.00)
Loan Rates
Signature – 7.50% – 18.00%
Line of Credit – 9% – 12%
Share Secured – 400 Basis Points above the stated rate on share savings at the time of loan.
Pledge of Certificate – 300 Basis Points above the stated rate on share certificate at the time of loan.
New / Used Vehicles
| Duration of Loan | Rate |
| 84 months | 3.99 – 18.00% Must Purchase Gap Insurance |
| 72 months | 3.49 – 18.00% Must Purchase Gap Insurance |
| 60 months | 2.99 – 18.00% |
| 48 months | 2.99 – 18.00% |
| 36 months | 2.99 – 18.00% |
*Vehicles over $30,000 can be financed up to 84 months with the purchase of gap insurance.
We will not Finance Vehicles over 10 Years Old.
***Rates are current as of press date and are subject to change without prior notice.