VISA Card Information

With the Richmond Heritage Federal Credit Union Visa Check Card, you can enjoy a whole new level of banking and shopping convenience. Now you can pay for your purchases without cash, checks, and credit cards. At the same time, have quick and easy access to cash and your Richmond Heritage Federal Credit Union checking account 24 hours a day. All with one amazing card!

A new, easier way to shop.

  • Pay for purchases anywhere you see the Visa® symbol – over 12,000,000 locations around the world. Department stores, restaurants, supermarkets, hotels, and more.
  • Safer than carrying cash. Easier than writing checks. And unlike credit cards, there are no monthly bills or financial charges.
  • Saves you money – there are no annual or monthly fees and no transaction fees for debit card purchases.

The same easy way to bank.

With your Richmond Heritage Federal Credit Union Visa Check Card you’ll be able to:
  • Access your Richmond Heritage Federal Credit Union accounts, 24 hours a day, seven days a week.
  • Get instant cash at thousands of ATM locations displaying the CIRRUS® network symbol.
  • Make deposits at Richmond Heritage Federal Credit union ATM locations. Check your account balances. Make purchases at retailers wherever you see the Visa or Cirrus symbols.

Your Visa Check Card is easy to use.

For purchases, it’s as simple as using a credit card, but it works like a check. Here’s why:
  • You’ll sign a sales slip just like a credit card. You don’t need to enter a Personal Identification Number (PIN) or anything else.
  • The purchase amount is deducted from available funds (up to your daily card limit) in your Richmond Heritage Federal Credit Union checking account and recorded on your monthly statement.

At ATMs, use your Visa Check Card just as you would any ATM card.

What accounts can I access?

For ATM use, you will be able to access the checking and/or savings account you designate on the application below. Debit Card purchases will be deducted only from your Richmond Heritage Federal Credit Union checking account.

No fees for Debit Card Purchases.

There are no fees when you make Debit Card purchases. However, there may be a fee for any withdrawal or transfer made at a non-Richmond Heritage Federal Credit Union ATM.

Apply today!

To start enjoying Visa Check Card banking and shopping convenience, complete and return the application today. If you need more information, just stop by the Richmond Heritage Federal Credit Union location or call 804-233-8872.

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